Wednesday, May 25, 2016

House Hunting Is Over!

...or so they say
Well, that was a short-lived dream, wasn't it?

Read Part 1 of this journey HERE
Part 2 can be found HERE

I really wanted that house.

Desperately.

I finally found something to hope for...but that's over now.

Antonio called me on Monday from a job site to let me know that he finally spoke to a mortgage broker and she told him that it is impossible for us to get a loan right now.

And not for the reason that we thought: bad credit.

But because we have only been self-employed for going on our 2nd year.

I never thought that would be an issue...because in my prior research, I had read that if you had less than 2 years of owning your own business, then the requirement was you had to own it no less than one year AND have several years of experience working in that particular field and be able to show books for the current year outlining our profit/loss for the year so far.

We had that part covered big time. Antonio has 13 years of swimming pool experience. I've been keeping books. I've got tax stuff from last year. But I guess the rules have changed.

I don't know. 

I just know that it's heartbreaking.

What's worse, though? I went to look at "our" house...it's now pending. It's going to be someone else's house.

Fuck this.

Fuck all of this.

I am so sick and tired of hoping and praying for something.

FIVE FUCKING YEARS.

Every year I hear "oh, next year" and then the next year it is "oh, maybe next year" over and over and over again.

It's never going to happen.

Ever.

And to add the f*cking icing to the cake: Antonio applied for a secured credit card with our bank...paid $300 in advance...and was told he'd hear something in a couple of days, whether we've been approved or denied. It's been over a week. He's "too busy" to call them and check. I'm not sure what's going on, exactly, but I'm pretty sure he got duped. And I don't know if he even got a fricking receipt. Thanks, PNC!! You're a gem!!

*  *  *  *  *

UPDATE: I wrote this yesterday (Tuesday)...I am feeling much better today. hahaha I am one of those people who blows up and gets it all out (as much as those around me hate it) but I also get over the bulk of it in 24 hours. I'm okay now. Still upset but not livid anymore. ::sigh:: I really wanted that house, though.

1 comment:

Tanveer Shah said...

I really loved reading your blog. It was very well authored and easy to understand. Unlike other blogs I have read which are really not that good.Thanks alot! hampton bay lighting